I wasn’t supposed to get into XRP. It happened sometime after I failed spectacularly to build a floating shelf, reheated day-old brisket, and tried (again) to explain liquidity to my cousin, who still thinks Dogecoin is an animal rescue charity.
Here’s the thing—XRP is the coin nobody brags about at parties. It’s not fun. It doesn’t sparkle. It doesn’t come with pixelated apes or catchy soundtracks. But it works. Like, really works.
Boring Is Underrated
Most people chase shiny things. I used to. I once spent two weeks trying to arbitrage Litecoin across three exchanges and ended up with a fried GPU and $14 in profits. That’s when I started watching XRP. It was dull. It was consistent. And somehow… it made sense.
It’s not trying to reinvent the universe. It’s trying to fix payments. Real ones. Cross-border, bank-grade, regulation-snarled transactions that make Swift look like it’s faxing money through a rotary phone.
Legal Drama with a Side of Salt
Yeah, the SEC drama was a circus—one of those slow-motion food fights where no one really wins, but someone ends up with marinara on their suit. But I paid attention during all that noise. While Twitter argued, XRP kept plugging away, building rails, shaking hands, connecting dots.
To me, that smells like survival—and in crypto, survival is underrated.
So Why Am I Holding?
It’s not about moonshots. It’s about muscle. I don’t think XRP’s gonna make me a billionaire. But I do think it might quietly become the infrastructure behind digital finance. Maybe your mortgage gets routed through it someday. Maybe your paycheck arrives via XRP rails. That’s what I’m betting on.
Could I be wrong? Absolutely. I’ve been wrong before—I once invested in a blockchain-based dating app that matched people by Zodiac and transaction history. It flopped so hard it dented my trust in humanity.
But XRP’s different. It’s built like a toolbox, not a slot machine.
Look, I’m not selling magic beans. I’m sharing a hunch, wrapped in brisket crumbs and financial hope. If you think crypto is all about chasing hype, go buy something with a dog on it. But if you think boring might just win—you might want to give XRP a long, suspicious glance.
That’s where I’m sitting, sipping lukewarm coffee and watching the charts dance. Not a prophet. Just a guy with a hunch.
Below is my referral link to Kraken. Want to join me? If you use my referral code or link to try it, we’ll both earn $75 when you trade $200 of crypto in the app!
Code: ht7j297b
Link: https://invite.kraken.com/JDNW/n46uiy44
Kevin Brownfield 
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